MCA Track — MCA CRM & Servicing Software | GoACH

Part of the Unity FI Family

MCA Track: The CRM & Servicing Platform for Merchant Cash Advance

MCA Track is the CRM and servicing software built for the merchant cash advance industry — and a sister product of GoACH under Unity FI Solutions. Where GoACH runs the ACH money movement, MCA Track manages the deals, portfolios, syndication, and reporting behind it.

Since 2010
Serving the MCA industry
150+ Funders
Run on MCA Track
Unity FI
Same company as GoACH

Definition

What is MCA Track?

MCA Track is merchant cash advance software — a CRM and servicing platform built specifically for MCA funders, ISOs, and syndicators. It manages the full life of an advance: lead and deal pipeline, underwriting, funding, repayment and ACH tracking, syndication, renewals, and portfolio reporting. Unlike a generic sales CRM, MCA Track models the entities the industry actually runs on — merchants, advances, factor rates, holdbacks, and syndicator positions.

MCA Track has served the merchant cash advance industry since 2010 and is used by 150+ funding companies. It is operated by Unity FI Solutions LLC of Charlotte, NC — the same company behind GoACH. Visit MCA-Track.com to see the platform.

How they fit together

How GoACH and MCA Track work together

GoACH and MCA Track are two halves of one funding stack. MCA Track is where you originate, underwrite, fund, and service deals. GoACH is the ACH payment processor that actually moves the money — daily merchant debits, ISO and syndicator credits, and return handling — all NACHA-compliant and built for high-risk MCA volume.

  • Manage the deal in MCA Track — pipeline, underwriting, funding terms, and syndication in one system.
  • Collect and disburse with GoACH — initiate ACH debits and credits tied to each advance, with real-time return monitoring.
  • One reconciled view — GoACH is integrated with MCA Track, so payments and returns flow back to the deal record without manual re-entry.

The result is a complete end-to-end operation: CRM and servicing from MCA Track, ACH processing from GoACH — both from Unity FI Solutions.

Capabilities

What MCA Track does

Deal pipeline & CRM
Track every deal from lead to funded, with the merchant, ISO, and syndicator relationships built in.
Underwriting & funding
Diligence checklists, offers, and funding terms — factor rate, payback, holdback — recorded on each advance.
ACH & payments
Schedule and record repayments, with GoACH handling the underlying ACH debits and credits.
Syndication
Track co-funded positions, collect investments, and pay each syndicator their share automatically.
Renewals & reups
Refinance active advances into new terms while preserving full repayment history.
Reporting & exports
Portfolio dashboards, collections, returns, and syndicator statements — exportable for accounting and compliance.

Explore the full platform at mca-track.com.

Common questions

Frequently asked questions

Are GoACH and MCA Track the same company?
Yes. Both GoACH and MCA Track are products of Unity FI Solutions LLC, based in Charlotte, NC. GoACH provides ACH payment processing; MCA Track provides the CRM and servicing platform for the merchant cash advance industry.
Do I need MCA Track to use GoACH?
No. GoACH works as a standalone ACH processor for any high-risk or specialty business. But if you run merchant cash advances, GoACH is integrated with MCA Track so your ACH activity and deal servicing stay in sync.
Who is MCA Track for?
MCA funders, ISOs, brokers, and syndicators who need to manage the deal lifecycle — from lead intake through underwriting, funding, servicing, and renewals — in one purpose-built system.

Run your MCA operation on one stack.

MCA Track for CRM and servicing, GoACH for ACH processing — both from Unity FI Solutions. Explore MCA Track or get set up with GoACH.