What is Go ACH?

Go ACH (operated by Unity FI Solutions) is a web-based platform for originating and managing ACH (Automated Clearing House) bank transfers — the U.S. network for moving money between bank accounts. It lets an originator (your business) collect payments from or send payments to clients electronically, as a single transaction or on a recurring schedule, and track the status of every transfer. It runs at login.goach.com and processes entries under the NACHA Operating Rules.

Key terms you will see throughout

• Originator / ACH account — your business and the funding account (“vendor”) the money moves through, e.g. ABC Funding Main, Go ACH, or Test Account.
• Client (receiver) — the customer whose bank account you debit or credit.
• Debit vs. credit — a debit pulls money from the client into your account; a credit pushes money from your account to the client.
• Transaction vs. recurrence — a transaction is a single ACH transfer; a recurrence is a rule that generates transactions on a schedule.
• Effective date — the date the transfer is scheduled to settle.
• Return / RCode / NOC — codes the network returns when a transfer fails (e.g. insufficient funds) or sends back corrected account info.

How to navigate the platform

The navigation is identical on every screen: four tabs near the top (Clients, Transactions, New Transaction, Reports), the logo (returns to the Home dashboard), and footer links (Notifications, Profile, Users, Preferences, Terms and Conditions, Security, Contact).

Every section of the Go ACH user guide

• Go ACH login — authenticate and access the platform.
• Go ACH dashboard — your landing page and quick-launch tiles.
• Add a client in Go ACH — manage the customers you transact with.
• Go ACH transaction report — the master ledger of every transfer.
• How to create an ACH transaction — originate a one-time or recurring transfer.
• Set up recurring ACH payments — create and manage schedules.
• Go ACH reports — five views into your ACH activity.
• Go ACH notifications — system alerts and failed-payment messages.
• Go ACH account profile — your organization details and vendor accounts.
• Manage users in Go ACH — control who can access your organization.
• Go ACH preferences — account-wide settings and toggles.
• Go ACH security settings — two-factor, password, IP whitelist, login history.
• Go ACH terms and conditions — the current service agreement.
• Go ACH support — how to reach the team.

Frequently asked questions